Stripe MCP Server (Agent Toolkit) vs Xero MCP Server

A side-by-side comparison of two Finance & Payments servers — tools, transport, auth, maintenance, and copy-paste config for each.

	Stripe MCP Server (Agent Toolkit) Official Stripe server for payments, customers, subscriptions, invoices, and billing via natural language. Verified stdio (local) API key TypeScript	Xero MCP Server Official Xero MCP server for accounting, invoicing, contacts, and payroll via the Xero API. Unverified stdio (local) OAuth TypeScript
Category	Finance & Payments	Finance & Payments
Language	TypeScript	TypeScript
Transport	stdio (local)	stdio (local)
Auth	API key	OAuth
GitHub stars	1.9k	317
Last commit	3 months ago	2 months ago
Verified
Actively maintained
Install	`npx -y @stripe/mcp --tools=all --api-key=<your-stripe-secret-key>`	`npx -y @xeroapi/xero-mcp-server@latest`
Repo	Open	Open

Verdict

Pick Stripe MCP Server (Agent Toolkit) if you want the official, vendor-maintained server, and you prefer the more popular, battle-tested option.

Pick Xero MCP Server if you need the broadest set of tools.

Add Stripe MCP Server (Agent Toolkit)

Install / run

npx -y @stripe/mcp --tools=all --api-key=<your-stripe-secret-key>

Paste into ~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "stripe-mcp-server-agent-toolkit": {
      "command": "npx",
      "args": [
        "-y",
        "@stripe/mcp",
        "--tools=all",
        "--api-key=<your-stripe-secret-key>"
      ]
    }
  }
}

Add Xero MCP Server

Install / run

npx -y @xeroapi/xero-mcp-server@latest

Paste into ~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "xero-mcp-server": {
      "command": "npx",
      "args": [
        "-y",
        "@xeroapi/xero-mcp-server@latest"
      ],
      "env": {
        "XERO_CLIENT_ID": "your_client_id_here",
        "XERO_CLIENT_SECRET": "your_client_secret_here",
        "XERO_SCOPES": "accounting.invoices accounting.contacts accounting.settings"
      }
    }
  }
}

FAQ

Stripe MCP Server (Agent Toolkit) or Xero MCP Server — which is better?

Pick Stripe MCP Server (Agent Toolkit) if you want the official, vendor-maintained server, and you prefer the more popular, battle-tested option. Pick Xero MCP Server if you need the broadest set of tools.

Can I use both Stripe MCP Server (Agent Toolkit) and Xero MCP Server?

Yes — MCP clients let you enable multiple servers at once. Add both configs to your client's mcpServers and use whichever tool fits the task.

Do Stripe MCP Server (Agent Toolkit) and Xero MCP Server work with Claude, Cursor and Windsurf?

Both do. Copy the per-client config below into Claude Desktop, Cursor, or Windsurf.

View Stripe MCP Server (Agent Toolkit) →View Xero MCP Server →More comparisons →